(818) 865-0600
  • Purchase
  • Refinance
  • Reverse Mortgage E-Book
The Klein Team at GEM Mortgage
  • Home
  • About Us
  • Loan Programs
  • Reverse Mortgages
  • Resources & Tools
    • Reverse Mortgage Webinar 2026
    • Videos
    • Mortgage News
    • Mortgage Calculators
  • Apply Online
  • Contact Us
Select Page

Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

by The Klein Team | Oct 20, 2016 | Home Mortgage Tips

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a...

The Major Keys to Understanding When It’s Time to Refinance Your Mortgage

by The Klein Team | Oct 18, 2016 | Home Mortgage Tips

As a homeowner, you may have heard the term re-financing without being aware of exactly what it means, but there are a lot of pros and cons associated with what it can do for your financial situation. While getting a different new loan for your mortgage can be a good...

Planning to Get a Mortgage in 2017? 4 Reasons Why It’s Time to Start Paying Down Other Debts Now

by The Klein Team | Oct 13, 2016 | Home Mortgage Tips

Buying a home is an ideal investment for many people because not only is it a place that belongs to them, it can also be very beneficial financially. While you may be strongly considering buying a home for these reasons, it’s also important to be in good...

The Pros and Cons of Using Your Savings to Make Your Full 20 Percent Down Payment

by The Klein Team | Oct 11, 2016 | Home Mortgage Tips

If you’ve been perusing the real estate market with the hope of purchasing a home, you may be aware that the often-touted amount you should put down is 20 percent. However, there are good things and bad things involved in investing so much money into your new...

3 Common Mistakes That First-time Mortgage Borrowers Make and How to Easily Avoid Them

by The Klein Team | Oct 5, 2016 | Home Mortgage Tips

Deciding to purchase a home will be one of the biggest investment decisions you’ll make in your life, but it can be confusing for the first-time home buyer to know all the ins and outs of buying a home. If you’re wondering what things first-time buyers...

Understanding Appraisals and What to Do If Your Home Doesn’t Appraise for Its Purchase Price

by The Klein Team | Oct 4, 2016 | Home Mortgage Tips

It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment if...
« Older Entries
Next Entries »

Recent Posts

  • Setting Your Budget: How to Analyze Your Finances to Determine How Much Mortgage You Can Afford
  • Simple Tips for a Stunning First Impression
  • Buying or Selling a Home This Winter? Keep These Tax Tips in Mind!
  • 4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account
  • What’s Ahead For Mortgage Rates This Week – October 2, 2023

Categories

  • Around The Home
  • Financial Crisis
  • Financial Fraud
  • Financial Reports
  • Foreclosure
  • Home Building Tips
  • Home Buyer Tips
  • Home Care Tips
  • Home Decorating
  • Home Financing Tips
  • Home Maintenance
  • Home Mortgage
  • Home Mortgage Tips
  • Home Mortgages
  • Home Seller Tips
  • Home Tips
  • Home Values
  • Homebuyer Tips
  • Homeowner Tips
  • Housing Analysis
  • Housing Market
  • Investment Properties
  • Market Outlook
  • Mortagage Tips
  • Mortgage
  • Mortgage Application
  • Mortgage Rates
  • Mortgage Tips
  • Real Estate
  • Real Estate Tips
  • Real Estate Trends
  • Selling Your Home
  • Taxes
  • Uncategorized
  • VA Loans

NMLS #2795725 

Address

3625 Thousand Oaks Blvd
Suite 221
Westlake Village, CA 91362

Phone

(818) 865-0600

Explore More

  • Home
  • About Us
  • Loan Programs
  • Reverse Mortgages
  • Apply Online
  • Contact Us
  • Careers

Resources & Tools

  • Blog
  • Videos
  • Mortgage News
  • Mortgage Calculators

The Klein Team is a part of GEM Mortgage, a division of Golden Empire Mortgage, Inc. (GEM), [NMLS ID#2427] is a California Corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, CA 93309.  GEM conducts business as a residential mortgage lender and servicer in the State of California under Residential Mortgage Lending Act license No. 413-0360.  For other states, please refer to https://www.gemcorp.com/licensing for all licensing information. 

The Klein Team at GEM Mortgage, NMLS#2795725 3625 East Thousand Oaks Boulevard, Suite 221, Westlake Village, CA 91362 

For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.

NOTICE TO TEXAS CONSUMERS: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO: THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N Lamar, Suite 201 Austin, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

  • Privacy Policy
  • Terms & Conditions
  • Licensing
  • NMLS Consumer Access Link
  • Do Not Sell My Personal Information
  • Facebook
  • Instagram